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Crime Prevention In HOAs: Keeping The Neighborhood Safe

Crime prevention in HOA communities should be a top priority for the board members. Otherwise, the community’s residents won’t feel safe even in their own neighborhood. This can significantly impair an HOA’s ability to attract new buyers and maintain property values.


10 Tips for Crime Prevention in HOA Communities

Whether it’s something major like theft or something minor like vandalism, the homeowners association should take measures to prevent any kind of crime. Not only will repeated crime necessitate more insurance policies and coverage, but it may also damage the community’s overall well-being.

Thankfully, several ways to prevent crime in an HOA community exist. Here are some HOA crime prevention tips to keep in mind.


1. Encourage Neighborliness

The United States is generally known for being a neighborly nation. However, not everyone is neighborly. Many may not even want to get to know their fellow community members. Even if you live in the most neighborly cities in America, encouraging neighborliness is helpful for crime prevention in HOA communities.

That’s because when everyone knows everyone else, they’re less likely to commit crimes against them. They can also more easily ask for help from their neighbors. Friendly neighbors might help others collect their mail while they’re away. This can prevent potential theft or other misdeeds.

To encourage neighborliness, consider conducting more community events. For example, the HOA can host Thanksgiving activities during the holidays. They can also host a simple BBQ with all the community members.


2. Keep the HOA Clean

It might not seem like an intuitive part of HOA security, but keeping the community clean can help. This is because potential offenders might target more run-down neighborhoods. After all, unruly or unkempt parks and landscapes allow them to hide. Make sure to plant thorny shrubs around the perimeter. It can also help to trim overgrown hedges and trees to eliminate points of entry.


Install Adequate Lighting3. Install Adequate Lighting

Criminals love to hide and do their business in the dark. They can’t get caught that way. Thus, HOA needs to install enough lighting fixtures around the common areas. Moreover, they should encourage the community residents to keep their porch lights on during the night. The board should communicate how important this is in keeping their community safe.


4. Lock the Gates

Gated communities should always keep the gates locked when not in use. Even if leaving them open is more convenient, it’s not safe. It might also help to hire security guards to man the gates or any other entry or exit points.

Remember to remind the community members to lock their homes, gates, and garages. They should also lock their cars and keep the windows closed if they habitually keep them unlocked for easy access. Living in a gated community might feel safer, but it’s never a guarantee that there won’t be criminal activity.


Install Alarm Systems and CCTVs5. Install Alarm Systems and CCTVs

Burglars and other criminals are less likely to target homes within the HOA if it has alarm systems. Consider investing in good-quality ones that can be installed around the neighborhood. If the homeowners association has the budget, they can also consider installing CCTVs to monitor public spaces.


6. Educate the Members to Coordinate With Local Law Enforcement

Every homeowners association has a certain responsibility to keep the community secure. However, nothing beats having proactive community residents fighting crime alongside the HOA. No, this doesn’t mean the residents should join the police force to keep the community safe.

However, it means that the HOA should educate the residents to work with local law enforcement. Remind them to report any activity that seems suspicious or out of place. Even if the act seems minor, it could save a life or property.

Moreover, the HOA should give all residents with emergency and non-emergency phone numbers to call in sticky situations. The board can also partner with local law enforcement to host crime prevention activities if possible. For example, they can create a seminar discussing police tips for HOA security.


Create a Neighborhood Watch7. Create a Neighborhood Watch

Passive forms of security might be helpful enough for many communities. However, if the HOA wants even better security, they can organize a neighborhood watch. Doing so can bring the community together as they plan and organize how to make it much safer. It can also deter potential offenders as they know the homeowners themselves are on alert.


8. Be Well-Informed of News and Trends

Crime prevention in HOA communities can be made much easier if the board stays informed of current trends and crime news. Remember to pay extra attention to what’s happening locally.

Perhaps there’s a trend of thieves stealing packages from porches going around the greater area. Ensure that the members are educated on keeping themselves and their property safe. Furthermore, there’s more traffic and visitors during certain times of the year. It’s best to enact specific security protocols or rules to keep the neighborhood safe in these cases.


9. Enforce the Rules

HOA rule enforcementIt’s the board’s responsibility to enforce the HOA rules. This may be difficult to do all the time, especially for large communities. Nonetheless, it’s not enough to assume people will follow the rules given by the homeowners association. The board should proactively check for any potential violations.

Doing this not only promotes harmony but also ensures the community’s safety. After all, many of the community’s rules exist to promote safety and security. For instance, rules regarding pool hours might seem strict to some, but they can prevent potential accidents and reduce liability.


10. Create Safety Protocols for Vacations

Many residents go on vacation and leave their homes unattended. However, empty homes are vulnerable to theft, vandalism, and damage. That’s why many robberies happen during the holidays or vacation seasons.

When vacation season approaches, it’s crucial for HOAs to create safety protocols for homeowners to follow. Educate the residents to watch for signs that their neighbors are on vacation. Please encourage them to keep a lookout and pick up their mail while the neighbors are out.

If possible, neighbors can also park their cars on the driveway of the residents who are on vacation. This can make the house look occupied even when nobody’s there.


Keeping the Neighborhood Safe

Crime prevention in HOA communities is vital to maintaining property values and keeping the residents happy. Nobody wants to live in an unsafe and insecure environment, after all. The HOA board should take the necessary steps to keep the neighborhood safe to the best of their ability.

Managing a homeowners association can be tough to do alone. However, with an HOA management software like Condo Manager, it can become an absolute breeze. Call us today at (800) 626-1267 or contact us online for more information!



10 Thanksgiving Activities For The Community

Thanksgiving activities for the community are a fantastic way for neighborhoods to celebrate the national holiday together. They’re fun and can foster closer bonds within the community. Moreover, they’re sure to be memorable for everyone involved.


10 Best Thanksgiving Activities for the Community

Thanksgiving is the most popular event in the United States. Families have gathered together to celebrate the holiday since the 1860s. While the festivities usually involve a traditional Thanksgiving dinner with turkey and Thanksgiving desserts, the holiday has evolved.

Nowadays, even entire communities celebrate the holiday together with food and activities. What are some Thanksgiving activities for the community to enjoy? Here are a few good ideas your neighborhood can try out.


1. Thanksgiving Feast

Everyone loves food. What better way to foster close community relationships than with a grand feast? A feast is exactly in the spirit of the holiday. It’s relatively easy to put together, too. The community’s residents only need to decide on a menu. To make things easier, the feast can be a potluck where everyone pitches in by bringing food.

The only tricky part is preparing a venue for the feast. However, communities with clubhouses or event spaces will have no problem preparing a venue. Meanwhile, other communities can reserve a local church or nearby high school gym. Some may even be able to collaborate with local restaurants.


2. Community Football

thanksgiving Community FootballThanksgiving and football are two classic American events. Why not put them together and have a community football gathering? It’s perfect for neighborhoods with a local NFL team or football college.

This may be a bit trickier to set up, considering the venue and equipment aren’t always easily accessible. However, if possible, it’s a good idea to encourage community members to enter their team into a tournament. The community can host the tournament over a weekend. Communities can even have different segments for family, children’s, and mixed-gender teams.


3. Thanksgiving Quiz Night

Exercising your brain is just as important as exercising your body. If not a football tournament, why not consider a Thanksgiving-themed quiz night? All the community needs to do is set up a special HOA committee.

The committee can draft questions about the holiday’s history with the committee set up. They can also dip into Native American history or international holidays with similar or different traditions. The quiz night can have a small entrance fee, with the proceeds donated to charity.


4. Thanksgiving Neighborhood Scavenger Hunt

Hosting a scavenger hunt is perfect for communities with young families. Both adults and kids can enjoy the activity as they receive clues and look for leads throughout the neighborhood. The community can limit the hunt to one or two venues or expand it to the whole community.

Plus, the activity is easy to create. There are dozens of online templates for Thanksgiving scavenger hunts. Communities can also personalize the scavenger hunt according to the neighborhood’s traditions.


5. Turkey Fun Run

It might sound a little silly, but hosting a fun run dressed as turkeys is precisely the kind of kooky activity that can bring people together. Turkey is a big part of the holiday festivities, after all. It’s in line with the theme and good exercise for all the participants, too!

Just plan a 5k fun run route around the community. The turkey trot can start and end on the same spot. To make things more fun, the community can also provide snacks and beverages and put on some music. This way, everyone can enjoy the race.


6. Native American History Festival

The history of Thanksgiving is intertwined with Native American history. That’s why it’s the perfect time to host a Native American history festival for everyone to enjoy. Both kids and their parents can gather together and dive deeper into the past.

Participants can also come in traditional costumes. The community can also put on plays, demonstrations, and talks or lessons. They can even invite people from local drama or theater societies or schools. Just prepare a suitable venue like the neighborhood park or clubhouse.


7. Thanksgiving Food Drive

The holiday is all about giving thanks for the harvest or life. What better way to give thanks than to organize a food drive for the local food bank or homeless shelter? This way, the community can show their thankfulness by giving back.

Encourage the local residents to stock up on food with long shelf lives, like canned goods. People don’t have to give a lot — they can give as they can. The point is to help others in need. It also sets a good example for the neighborhood kids. They’ll know how to give back and make a difference in others’ lives when they grow up.


8. Thanksgiving Community Yard Sale

Thanksgiving is a great time to declutter and host a special community yard sale. It allows people to get rid of items they no longer want or need. Moreover, it helps others find good deals on items they want.

The proceeds of the community yard sale can be given to a local homeless shelter. Alternatively, the community can also donate it to a local charity. This is also a good way to show thankfulness by giving back to people in need.


Thanksgiving Pumpkin Patch9. Thanksgiving Pumpkin Patch

Pumpkins aren’t limited to Halloween. They’re also a big part of Thanksgiving. The community can celebrate the holiday by partnering with a nearby farm to host a pumpkin patch. They can place the pumpkins around the community park. Residents can walk along the park and choose pumpkins to take home for decoration, carving, or cooking.


10. Thanksgiving Arts and Crafts

Families with young children, in particular, will enjoy this event. The community can host an arts and crafts session with a Thanksgiving theme. All that’s needed are art materials like paper, scissors, crayons, and googly eyes. The participants can make a collage of whatever’s in line with the theme.

Afterward, the participants can display their handiwork around designated public spaces in the neighborhood. They can also take their craft home to decorate the house.


Giving Thanks Together

These Thanksgiving activities for the community are great ways to encourage community involvement. They can also engage the residents and help them get to know their neighbors while celebrating the holiday.



What Is Encroachment In HOA Communities? How To Resolve This Issue?

It’s not uncommon to find issues involving encroachment in HOA communities. The homeowners or even the HOA may encroach on another homeowner’s property. When this happens, it’s important for HOAs to know how to handle the situation.


What Is Encroachment in HOA Communities?

Encroachment in HOA communities happens when someone goes onto another person’s property without consent. This can happen when a person steps foot on someone else’s property without permission. However, in HOAs, it often happens when a homeowner’s home or belongings cross the boundary lines onto a neighbor’s property.

Usually, encroachment of land by neighbor happens when a homeowner’s fence, garden, patio, roof overhang, or landscaping crosses property boundaries. It often also occurs when vegetation from one property begins to grow on or cross into another property.

One of the most common HOA encroachment issues involves encroaching trees. That’s because trees can fall onto a neighbor’s property when they become unsteady. A homeowner’s tree branches may also hang over property that is not theirs. These become especially problematic when they interfere with the neighbor’s use of property.


Easements: Acceptable Encroachments

There are times when minor encroachments are permitted in HOA communities. When a homeowner or the HOA has the legal right to cross property lines or make limited use of someone else’s property, it’s called an easement.

The community’s Declaration of Covenants, Conditions, and Restrictions (CC&Rs) often contain an HOA encroachment policy to address these easements. For example, a property owner’s overhanging roof may be allowed to encroach on neighbor or association property if the homeowner’s wall sits on the property line.

Other common examples of permissible encroachment include allowance for community members to plant gardens in the HOA’s common areas. If the governing documents allow this, homeowners cannot be penalized for the act.


HOA Common Area Encroachment

Encroachment issues happen not just between homeowners. At times, some homeowners may even encroach onto common areas. While there may be easements for these types of encroachments, this is not always the case.

Moreover, how much common area encroachment is acceptable will vary from HOA to HOA. They may also differ when it comes to obtaining permission.

For example, some communities may allow homeowners to plant gardens in common areas as long as they obtain permission. They can submit a request to the HOA board to do so. The board may allow the action under certain conditions. Meanwhile, other communities are stricter and do not allow this, even if the homeowner asks for permission from the HOA board.


How to Handle Property Encroachment

Homeowners associations may be at a loss when these issues arise. The board members and homeowners may not always know what to do about encroachment. How do you resolve an encroachment issue in your community? Here are some basic guidelines to follow.


1. Review the Property Boundaries

The first step to resolving encroachments is to review the property boundaries. Those on the receiving end of the encroachment should do this to verify whether or not the encroachment exists. Otherwise, they may be wasting time engaging in a conflict with their neighbor, who indeed had the right to use said property.

Apart from those affected by the encroachment, HOAs should encourage everyone in the community to review their property boundaries. The board should also remind them of the HOA’s rules and regulations regarding encroachments. To avoid any mishaps, the board can tell the homeowners to put everything in writing before starting any home improvement projects.


2. Never Take Matters Into Your Own Hands

Homeowners who face encroachment should never take matters into their own hands. For example, a neighbor’s tree may be encroaching on your property. In these cases, it’s best not to cut off the tree’s branches or limbs without first talking to the neighbor.

This can result in legal liability. The person who cut off the tree’s limbs may need to pay damages and even attorney’s fees. In fact, certain states even have laws that address this specific issue. For example, the Code of Alabama imposes fines on those who cut certain trees on property not their own.


3. Engage in Informal Discussion

how to handle property encroachmentWhen it comes to resolving encroachment in HOA communities, the best place to start is by engaging in informal discussions. The affected party should approach the encroacher. They may simply be unaware of the encroachment and can quickly resolve the issue.

In many cases, simply talking to the other party settles the problem. The parties can often come to an agreement themselves without involving anyone else. For example, the person affected may choose to provide written permission or even sell part of the property to the other party. Regardless of the resolution, informal discussions help both parties avoid unnecessary conflict or a lengthy and expensive legal battle.


4. Use the HOA’s Dispute Resolution Mechanisms

If the matter cannot be resolved between the two homeowners, they can use the HOA’s dispute resolution mechanisms. Many homeowners associations outline a dispute resolution process in their governing documents. These often involve letting the homeowners submit a written complaint to the HOA board. The board will then review the issue at hand and help the neighbors resolve the issue.

If internal dispute resolution does not work, the HOA board may also use mediation or arbitration. This allows the homeowners to resolve the dispute without going to court. These methods allow a neutral third party to act as an intermediary between the affected parties.


5. Legal Action

As a last resort, homeowners may take legal action to resolve the encroachment issue. The court can decide for the parties and force compliance. However, this process can be lengthy and costly for the parties involved.


Common Encroachment Resolutions

When the board intervenes in encroachment issues, they often resolve the problem in a few different ways. The most common resolution they use is to ask the homeowner to remove the encroachment. They may issue a violation notice and ask the homeowner to comply.

After giving notice and holding a hearing, the offending homeowner may also face HOA fines. Some homeowners associations also remove the encroachment themselves and send the bill to the offending homeowner.


A Fine Line

There is a fine line between property boundaries in homeowners associations. Not all homeowners are aware of these boundary lines, and even when they are, they may still intentionally try to encroach on other people’s property. Regardless of whether the act was intentional, the board should always address encroachment in HOA communities reasonably.

Managing violations related to encroachment can be hard for homeowners associations. With HOA management software like Condo Manager, handling these issues becomes much less of a problem. Call us today at (800) 626-1267 or contact us online to find out more!



HOA Disputes: What’s The Proper Way To Handle These?

HOA disputes are a common occurrence in planned communities. Neighbors will often butt heads over many different things. Sometimes, homeowners will even fight with the HOA board members. HOAS need to know how to handle these disputes the right way.


Internal Process: HOA Dispute Resolution Policy

In many communities, the governing documents, such as the bylaws, CC&Rs, and rules and regulations, may outline procedures for an HOA’s internal process for disputes. For example, the method may include an informal meeting between the homeowner and the HOA board. In HOA neighbor disputes, the board often acts as an intermediary.

In addition, some states have legislation that includes processes to resolve an HOA dispute. For instance, California’s Civil Code Section 5930 contains anti-lawsuit legislation. It requires HOAs and their members to undergo alternative dispute resolution measures before engaging in litigation. Indiana also has a new HOA statute, HEA 1286, that requires homeowners and HOAs to pursue a formal grievance process. The parties can only file lawsuits if the formal process is unsuccessful. When these provisions exist, HOAs must include them in their internal policy for resolving HOA disputes.

Unfortunately, not all governing documents and HOAs have internal dispute resolution policies. In such cases, adopting one in case conflict arises would be better. Here is a general HOA dispute resolution guideline communities can adopt.


1. Receiving Complaints or Appeals for Dispute Resolution

The process often begins when the board receives a written request for dispute resolution or HOA intervention. If the board receives a verbal complaint, they may choose to document it to keep a record of all the events. HOA board members can also require the members to submit requests in writing to formalize the process and ensure a record of all disputes.


2. Finding the Facts

HOA ArbitrationThe HOA board should assign someone to investigate the complaints received. This person may be a board member or other volunteer. If the dispute is between a homeowner and the HOA board, the person assigned should be a neutral third party to avoid conflicts of interest. They can appoint the HOA manager or even the homeowner association attorney.

Regardless, this person’s job will be gathering information about the dispute. It should be done promptly so the issue resolves quickly. The person in charge can do this by interviewing the two parties involved in the dispute. They can also collect information from other sources like event witnesses or CCTV footage, if necessary. Moreover, they should document and sort all the files so the board can review them properly.


3. Deciding Whether to Intervene

The board should arrange a meeting where the person appointed will present all the information they acquired. During the meeting, the board can decide whether it needs formal intervention from the HOA. A lawyer for HOA dispute resolution can also attend to provide legal counsel.

After the review, the board will provide a written notice of their decision. For example, they may write a violation notice to the offending homeowner. This notice may include a warning, fines, or restrictions of rights and privileges.

The decision may be left to a neutral third party if the dispute is between the board and a homeowner. Again, this can be the HOA dispute attorney or HOA management company. This person can offer an unbiased resolution that considers both sides. Likewise, they can write this at the end of the meeting.


4. Negotiation

Some HOA disputes need more careful attention. In these cases, the board can meet with the parties involved to hear all sides of the story. They can also present any remedies they might consider to the affected homeowners.

The board needs to remain neutral and objective during these negotiations. The goal must be to resolve the dispute. Ideally, all parties will agree at the end, which the board will put into writing. The neighbors can sign this agreement to acknowledge their consent.


Alternative Dispute Resolution

Homeowners association disputes may not always end with a simple negotiation. When the internal process fails, it may be time to use Alternative Dispute Resolution (ADR). This allows the HOA to resolve an issue with outside help.


hoa MediationMediation

The first ADR the association can consider is mediation. This involves a third party that listens to both sides of the story. They will mediate, assisting both parties in finding a compromise. However, the mediator cannot force either side to resolve the dispute. The parties must come to a resolution together.



In arbitration, the third party also listens to both sides of the story. They can review the arguments and evidence either side presents. However, unlike mediation, the arbiter decides how to resolve the dispute. If the arbitration is mandatory, the arbiter’s decision is often final. The parties cannot take the dispute further and file a lawsuit just because they dislike the decision.


Dispute Resolution via Litigation

ADR mechanisms exist to prevent HOA disputes from escalating and being brought to court. However, there are times when this does happen within the HOA community. Homeowners may sue their neighbors, or the litigation may be between the homeowners and the HOA board.

In these cases, the court examines the evidence and decides the resolution. They may order specific performance so the homeowner will abide by the rule laid out. The court may also impose injunctions wherein the HOA cannot engage in a specific activity.

While litigation may be effective at resolving disputes once and for all, they are generally not ideal for anyone involved. That’s because lawsuits are long, tiring, and expensive. Hence, litigation must be a last resort for resolving HOA disputes.


Promoting Community Harmony

HOA disputes are inevitable in many homeowners association communities. Wherever people gather, there will always be disagreements and conflicts. It’s up to the HOA to resolve these disputes fairly and in a timely manner. The board should always prioritize community harmony, justice, and peace.

HOA disputes arise for several reasons, including mismanagement of the community. That’s why homeowners associations can benefit from using dedicated HOA management software like Condo Manager. Contact us online or call us now at (800) 626-1267 to find out more!



Here’s Why You Should Get HOA Workers Comp Insurance

HOA workers comp insurance is a form of insurance coverage that community associations often neglect. However, its benefits can protect HOAs from potential liability and risk.


What Is HOA Workers Comp Insurance?

Homeowner Association Workers Compensation Insurance is a type of insurance that protects the HOA’s employees and volunteers. It helps shoulder the medical cost and lost wages in the event of a work-related illness or injury. Most HOA workers comp insurance policies cover only paid workers. However, some also cover volunteers and vendor employees. Hence, an HOA can also cover its committee and board members with the right insurance coverage.

Apart from these, some insurance policies with coverage for workers compensation for homeowners associations also offer death benefits for the dependents of the HOA’s employees. This compensates the bereaved families if the employee dies due to work-related incidents.


Is HOA Workers Comp Insurance Required?

Is HOA Workers Comp Insurance Required?Many states require businesses to have insurance coverage for workers’ compensation. It often becomes mandatory when a business employs a certain number of people. However, some states require it even if a business hires only one person. For instance, the state of California makes no-fault workers’ compensation insurance compulsory for employers even if the business only hires one employee.

These laws may seem to mandate this type of insurance for homeowners associations. On the other hand, despite working like a business, HOAs often don’t have the legal requirement to purchase workers’ compensation insurance. It’s usually optional, and there are no state-mandated coverage amounts for condo and homeowners associations.


Why Is HOA Workers Comp Insurance Important?

Does an HOA need workers comp insurance? While many homeowners associations can function properly without this type of insurance, it’s still a good policy to purchase. It offers multiple benefits.


1. Covering Vendor Employees

Homeowners associations work with many vendors to run the community. They may hire pressure washers, janitorial services, landscapers, and other contractors. These fulfill the HOA’s duty to keep property values high and protect the community’s interests.

However, these types of services carry certain risks with them. The employees of vendors that perform these jobs can suffer injuries while working within the HOA. While the contractor technically employs these employees, they can still hire an attorney and sue the HOA. This often happens when the vendor doesn’t have sufficient insurance coverage to protect their workers.


2. Financial Protection

Homeowners associations that employ personnel for various duties like groundskeeping, guarding gates, or other maintenance work will benefit from workers’ compensation insurance. That’s because it provides them with financial protection from compensating workers who sustain injuries or fall ill due to their jobs. They can also compensate the employees of their contractors who are affected by any workplace incidents.

Without proper coverage, the HOA may be held liable through a lawsuit. It may need to pay significant penalties that are much more expensive than what the insurance would cost. The HOA may need to tap into its reserve funds or levy hefty special assessments just to cover the costs. This is what makes workers comp insurance one of the most important types of HOA insurance an association needs.


3. Volunteer Coverage

Some HOA workers comp insurance policies cover volunteers. Hence, the HOA will not only be able to support paid workers but also unpaid workers such as committee members and board members. Homeowners associations with many volunteers should work closely with their insurance agents to ensure this is included in the policy.


How Much Coverage Is Necessary?

Homeowners associations that want more well-rounded coverage should purchase “If Any” insurance policies covering Voluntary Compensation (VC) Endorsement. This allows the HOA to protect the employees who might sustain bodily injuries from work-related tasks.

As for the amount, many states require employers to purchase a policy that covers at least $100,000 per bodily injury occurrence and $500,000 for diseases. However, the laws may vary per state so HOAs should review their state’s laws to verify the minimum requirements.


How Do HOAs Get Workers Comp Insurance?

Is workers comp insurance included in standard HOA insurance policies? Does homeowners insurance cover workers compensation? Unfortunately, most insurance policies for homeowners or HOAs do not cover workers compensation. Standard HOA insurance policies only offer General Liability coverage. This may cover the bodily injuries of HOA guests and homeowners, but it often excludes employees.

Some HOAs also mistakenly think that the insurance coverage of their management company is enough to cover vendors, contractors, and employees. However, a management company’s workers’ compensation insurance only covers the company’s workers. Its coverage will not extend to the HOA or the board that hired the company.

Hence, HOAs must purchase separate policies that cover workers’ compensation. They can do this by asking their current insurance provider if they can add more coverage. If not, they should look for insurance providers that offer this policy.


How Much Is HOA Workers Compensation Insurance?

How Much Is HOA Workers Compensation Insurance?The cost of this insurance policy varies per insurance company. It also varies depending on several factors, including an HOA’s size, job types, and the number of volunteers and employees. Insurance providers also look at the HOA’s past records to see how often workplace illnesses and injuries occur. This can increase the premium cost they charge.

That said, there’s no set amount for how much annual premiums will cost the HOA. Nonetheless, the premiums will certainly cost less than the financial penalties of workplace incidents.


Protect Your Community From Risks

HOA workers comp insurance is vital to protect the community from financial losses. After all, every HOA needs people to operate — and their jobs often carry certain physical risks. It’s better to be safe than sorry when it comes to protecting and compensating workers and volunteers. Otherwise, it could make the HOA financially unstable if it needs to levy heavy special assessments to cover the costs.

HOAs need lots of people to function properly. However, with HOA management software, an HOA can hire fewer people and reduce their liability for workplace incidents. Condo Manager is just the right software for the job. Contact us online or call us now at (800) 626-1267 to learn more!